The following items are usually required during the loan process. If you have any questions about the list below, just let us know and we will guide you through the details.
Personal information including Date of Birth, Social Security Number and Address.
Most recent pay stubs covering 30 consecutive days
Two years W-2 Forms for all borrowers
If self-employed: Two years federal tax returns including all schedules (personal, business, K-1s)
Most recent two months bank statements (all pages of all accounts)
Most recent retirement statements (all pages)
Contact information for homeowner's insurance agent
Copy of state issued photo ID
Copy of earnest money check (if purchasing)
Copy of most recent mortgage statement and addresses of all properties you own (if applicable)
Copy of divorce decree/child support order (if paying or receiving child support and/or alimony)