Mortgage Loan Programs

Finding the right home can be difficult, but there are still important decisions to make about what type of mortgage loan you need.  We personally help you select the loan program that is best for you.

We offer a wide selection of mortgage products at Community 1st Credit Union.  Ask your loan officer about the mortgage loan options that fit your individual needs.

 

• Fixed Rate Mortgages

• Adjustable Rate Mortgage / ARM Loans

• In-House First-Time Homebuyer Program / Up to $4000 Down Payment Assistance

• Construction to Permanent Loans

• Lot Loans

• Rural Development

• Veterans Affairs / VA Loans

• Up to 100% Financing Available*

 

*100% financing is available on primary residence new purchase only.  Ask your Mortgage Originator for further details.  Subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions.

Buying a home is one of the biggest financial commitments most of us will ever make in our lives. With the help of our First-Time Homebuyer Program, you can achieve your dream of homeownership without the traditional expenses associated with a mortgage loan.

• Up to $4,000 of Grant Assistance

• Lower Interest Rates and Fewer Fees

 

Ask your Mortgage Loan Officer for further details. Terms and qualifications apply.  Must meet program requirements and complete a First-Time Homebuyer Course to qualify. 

NMLS ID#405622