Desirae Kramer

Mortgage Originator

NMLS #683156

Phone:  712-280-0261

Email:  dbaratta@c1stcu.com

About Me

Hello, my name is Desirae Kramer!  I was born and raised in Iowa.  I am married and together we have 4 beautiful children and are blessed with 4 beautiful grandchildren.  We love spending time with family and can never get enough time with them grandbabies!  I have been in banking since 2008 and have worked on the credit union side since 2012.

I am excited to be part of the C1st Mortgage team.  Taking that step to one of the biggest investments you will make can be overwhelming, so I want to be the one to help you through a smooth mortgage process.  Whether you’re buying your first home, refinancing or purchasing your next home, I aim to make it an enjoyable and memorable experience to put your mind at ease.

I look forward to having the opportunity to work with you!

Testimonials

Click Here to read testimonials from satisfied borrowers.


OFFICE LOCATIONS

Harlan Branch

Community 1st Credit Union

1414 Chatburn Ave

Harlan, IA 51537

Avoca Branch

Community 1st Credit Union

102 N Elm Street

Avoca, IA 51521