Derek Carter

Mortgage Originator

NMLS #1436490

Phone:  641.660.5850

Email:  derekc@c1stcu.com

About Me

I have been with Community 1st Credit Union since November of 2015, and have developed a great passion for the mortgage business. 

With so much noise out there regarding mortgages and the home buying process, it can be difficult to know where to even begin the home buying process.  That’s where I come in.  I will take you each and every step of the way during the process.  From our initial meeting to signing the closing papers and everything in between, I will be with you every step of the way. 

Buying a home is one of the largest investments you will make in your life, and you deserve to have a trusted lender who specializes in only home-mortgage loans working for you during the process. 

Unlike many other financial institutions, our loan product offering is not a one-size fits all.  There are a multitude of loan programs we offer, including low down payment and 100% financing options, so contact me today to find out the best possible option for your home purchase.

I reside in Centerville with my wife Stacey, who is employed as  Senior Staff Accountant with C1st, and three young sons, as well as our four-legged Corgi.  I am a member of the Chamber of Commerce, President of the Rotary Club of Centerville, Centerville Community School District Board Member, board member of the MercyOne Centerville Foundation and the Iowa Mortgage Association.

Testimonials

Click Here to read testimonials from satisfied borrowers.


OFFICE LOCATIONS

Centerville Branch

Community 1st Credit Union

999 N 18th Street

Centerville, IA 52544

Albia Branch

Community 1st Credit Union

1420 S Clinton Street

Albia, IA 52531