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C1st Mortgage Department

Finding the right mortgage loan is as important as finding the right home.  That is why we personally help you select the loan that will fit your needs and your life.


HOME PURCHASING

 

Whether you've found the home of your dreams or you're ready to start searching.

Apply Now

HOME REFINANCING

 

Time for a remodel, consolidating debt, or want to pay off your loan faster; a refinanace may be right for you.

Apply Now

HOME EQUITY LOANS

 

Using your home's equity is a great way to borrow money at a low cost.

Apply Now

Why Choose C1st Mortgage?

Everyone dreams of owning their own home. At C1st, we are here to help you realize that dream. From a mortgage to help you buy your first home, to the mortgage that will help you buy your dream home, we have a variety of products with rates and terms to meet your needs.  Our experienced mortgage team will help you from start to finish.

Applying for a mortgage does not have to be a daunting process, especially when you can apply online at your convenience; even on your phone!  Anytime, anywhere.  Our online mortgage application makes it simple, secure and efficient.  But it doesn't end there.  Meet us at your nearest branch for hands-on guidance and support through the process.

Competitive Interest Rates

Quick & Local Decision Making

First-Time Buyer Programs & Down Payment Assistance

Up to 100% Financing Available*

In-House Servicing on many of our Products

 

*100% financing is available on primary residence new purchase only.  Ask your Mortgage Originator for further details.  Subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions.


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Community 1st Credit Union is federally insured by the National Credit Union Administration . 

 

Community 1st Credit Union

NMLS #405622

1100 Hutchinson Ave, Ottumwa IA 52501

866-360-5370

Community 1st Credit Union is federally insured by the National Credit Union Administration .